These Terms
and Conditions of Use constitute the contractual agreement
between you and Herbig Insurance Group regarding your use of
our site and any activities or transactions you may conduct
through our site. Your use of our site constitutes your
agreement to follow and be bound by these Terms and
Conditions of Use and by our Privacy Policy (collectively,
our “Terms and Conditions”).
As used in these Terms and Conditions, the words “you” and
“your” and "Client" refer to any person accessing the Herbig
Insurance Group Web site. The words “we,” “us,” and “our”
refer to Herbig Insurance Group.
We reserve the right to modify, alter, or otherwise update
these Terms and Conditions at any time. We will post any
such change at this site, so you are encouraged to review
these Terms and Conditions from time to time. Any changes
will apply prospectively only. Your continued use of our
site following the posting of changes to these Terms and
Conditions will constitute your acceptance of any and all
posted changes. We may of course change, move or delete
portions of our site, or add to our site from time to time.
User
Comments
All comments, feedback, postcards, suggestions, ideas,
and other submissions disclosed, submitted, or offered to
Herbig Insurance Group through our site or otherwise
disclosed, submitted, or offered in connection with your use
of our site (collectively, “Comments”) shall be and remain
the property of Herbig Insurance Group. You agree that
Herbig Insurance Group may use or disclose Comments in any
manner consistent with our Privacy Policy. Herbig Insurance
Group shall be free to use, without restriction and without
compensation to you, any ideas, concepts, know-how,
suggestions, or techniques contained in any Comments you
send to us for any purpose whatsoever. Herbig Insurance
Group has no obligation to respond to any Comments, and we
reserve the right, but undertake no duty, to review, edit,
move, or delete any material posted by users on our site, in
our sole discretion and without notice.
Ownership
Of Site Contents; Downloading
Unless otherwise noted, all text, images, illustrations,
designs, icons, photographs, video clips, and other
materials that are part of our site (collectively, the
“Contents”) are copyrighted works, trademarks, trade dress,
or other intellectual properties owned, controlled, or
licensed by Cindy Ray Interiors or used under principles of
“fair use.” The Contents of our site and the site as a whole
are intended solely for your personal use. You may not copy
the Contents and other materials displayed on our site any
purpose whatsoever without our advance written consent.
Web Site
Security Rules.
Users are prohibited from violating or attempting to
violate the security of the site, including, without
limitation (a) accessing data not intended for such user or
logging into a server or account which the user is not
authorized to access (b) attempting to probe, scan or test
the vulnerability of a system or network or to breach
security or authentication measures without proper
authorization (c) attempting to interfere with service to
any user, host or network, including, without limitation,
via means of submitting a virus to the site, overloading,
flooding, spamming, mailbooming or crashing (d) sending
unsolicited e-mail, including promotions and/or advertising
of products or services or (e) forging TCP/IP packet header
or any part of the header information in any e-mail or
newsgroup posting. Violations of any system or network
security may result in civil or criminal liability. HIG will
investigate occurrences which may involve such violations
and may involve and cooperate with, law enforcement
authorities in prosecuting users who are involved in such
violations.
RESTRICTIONS ON USE OF
MATERIALS
This site is owned and operated by Herbig Insurance
Group unless otherwise indicated the contents, and the
collection, arrangement and assembly of the contents of this
site are the property of Herbig Insurance Group (HIG) and
are protected, without limitation, U.S. and foreign
copyright, trademark and other laws. No material from this
site may be copied, reproduced, republished, uploaded,
posted, transmitted, or distributed in any way, except that
you may download one copy of the materials on any single
computer for your personal non-commercial use only, provided
you keep intact all copyright and other proprietary notices.
Modification of the materials or use of the materials for
any other purpose is a violation of HIG's copyright,
trademark, and trade secret rights and others' proprietary
rights. The use of any such material on any other Web Site
or networked computer environment for any purpose is
prohibited.
Acceptable Site Use
General Rules.
Users may not use the site in order to transmit,
distribute, store or destroy material (a) in violation of
any applicable law or regulation (b) in a manner that will
infringe the copyright, trademark, trade secret or other
intellectual property rights of others or violate the
privacy, publicity or other personal rights of others or (c)
that is defamatory, obscene, threatening, abusive or
hateful. Users may use the site only for lawful purposes.
TERMINATION
This Agreement will terminate immediately without notice
from HIG, if in HIG's sole discretion you fail to comply
with any term or provision of this Agreement, if you are a
repeat infringer of any third party's rights, or if you
engage in conduct that is illegal, tortious or that
interferes with the technological operation of this site.
Upon termination, you must destroy all materials obtained
from this site and all copies thereof, whether made under
the terms of this Agreement or otherwise.
LINKS
This site may contain links to third party sites. These
links are provided solely as a convenience to you and not as
an endorsement by HIG. HIG is not responsible for the
content of linked third-party sites and does not make any
representations regarding the content or accuracy of
materials on such third party sites. If you decide to access
linked third party sites, you do so at your own risk.
THIRD PARTY POSTINGS
HIG may, in its sole discretion, post material,
advertisements and other promotional materials of third
parties on the site. Your correspondence or dealings with
these parties found on the site are solely between you and
such party. You agree that HIG shall not be responsible for
any loss or damage of any sort incurred as a result of any
such dealings or as a result of their presence. Moreover,
HIG shall not be responsible or liable for the statements or
conduct of any third party on the site. With regard to
services or products purchased or obtained by a user from
someone other than HIG, we make no representation or
warranty of merchantability or fitness for a particular
purpose with regard to such services or products, and we
hereby specifically disclaim any and all express and implied
representations and warranties of any nature whatsoever as
to such services and products.
Policies
For Children (Individuals Under 13 Years Of Age)
Our site is not a Web site directed to children under
the age of 13. However, we hereby advise all visitors to
our Web site under the age of 13 not to disclose or provide
any Personally Identifiable Information on our site. In
the event we discover that a child under the age of 13 has
provided Personally Identifiable Information to us, in
accordance with the Children’s Online Privacy Protection Act
of 1998, we will delete the child’s Personally Identifiable
Information from our files. For more information regarding a
child under the age of 13 providing Personally Identifiable
Information, see the Federal Trade Commission’s Web site
explaining the Children’s Online Privacy Protection Act of
1998 at
http://www.ftc.gov/bcp/conline/edcams/kidzprivacy/.
